Our Products
At AVA, we pride ourselves on being a one-stop solutions provider by offering a comprehensive spectrum of insurance products. They are grouped into 2 main categories, namely:
Marine Class
Marine Cargo Insurance
This Insurance type protects the cargo owner against the risk of loss or damage to their cargos whilst in transit either by Air or Sea journey. Three types of cover are available in the market, traditionally the ITC ‘A’ clause which is an All Risk Cover, ITC ‘B” clause which is a limited all risk cover and finally, the minimum ‘C” Clause or total loss cover.
Marine Hull Insurance
Meant for Vessel Owners, the Marine Hull Insurance indemnifies them against loss, damage, collision liability, towage liability, protection and indemnity, salvage and general average. Also available are specific covers for delivery of vessels on a per trip basis, coverage being afforded under the Institute Voyage Clause.
Inland Transit All Risk / Goods in transit insurance
This policy is a specific cover for goods whilst in transit by land conveyance either by car, lorry, train or articulated vehicles by inland routes or cross borders. The covers available are on All Risk basis or on a narrower limited collision and overturning peril.