Our Products
At AVA, we pride ourselves on being a one-stop solutions provider by offering a comprehensive spectrum of insurance products. They are grouped into 2 main categories, namely:
Financial Lines
Directors & Officers Liability Insurance
The Directors & Officers Liability Insurance cover damages or defence costs, payable to the director and officers of a company, or to the organisation(s) itself, in the event they suffer such losses as a result of a lawsuit for alleged wrongful acts while acting in their capacity as directors and officers for the organisation.
Professional Indemnity Insurance
This policy protects professionals against legal liability arising from the conduct of their practice or business. Cover is provided for settlements, compensation, damages awarded, as well as legal costs and expenses associated with defending legal actions. With Professional Indemnity Insurance, professionals are protected against the financial strain of litigation whilst preserving their personal integrity and reputation of their practice.
Crime Insurance
Crime Insurance ensures protection from losses resulting from business-related crime. Protection can cover merchandise, money or other property loss when a company is victimized by someone perpetrating embezzlement, forgery, robbery, securities theft or any other form of business-related crime.
Errors and Omissions Insurance
An error or omission, a mistake which causes financial harm to another, can occur on almost any transaction in any profession. This insurance type helps to protect a professional, an individual or a company, from bearing the full cost of defense for lawsuits relating to an error or omission in providing covered Professional Services. This is a separate coverage from a standard general liability or property insurance policy.